{"id":1780,"date":"2020-02-11T18:07:40","date_gmt":"2020-02-11T17:07:40","guid":{"rendered":"https:\/\/www.gca-foundation.org\/?page_id=1780"},"modified":"2025-05-14T16:24:36","modified_gmt":"2025-05-14T14:24:36","slug":"inclusion-financiere-des-refugies","status":"publish","type":"page","link":"https:\/\/www.gca-foundation.org\/en\/nos-solutions\/assistance-technique\/inclusion-financiere-des-refugies\/","title":{"rendered":"Financial inclusion of refugees"},"content":{"rendered":"<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-49hz0bo-767b85770ae921409a1b8c2483f2cd71\">\n.avia-section.av-49hz0bo-767b85770ae921409a1b8c2483f2cd71{\nbackground-color:#008b88;\nbackground-image:url(https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2020\/02\/Article-UNHCR-SIDA-actu.jpg);\nbackground-repeat:no-repeat;\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n.avia-section.av-49hz0bo-767b85770ae921409a1b8c2483f2cd71 .av-section-color-overlay{\nopacity:0.5;\nbackground-color:#008b88;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-49hz0bo-767b85770ae921409a1b8c2483f2cd71 main_color avia-section-huge avia-no-border-styling  avia-builder-el-0  el_before_av_layout_row  avia-builder-el-first  titre-page-header avia-full-stretch avia-bg-style-scroll av-section-color-overlay-active av-minimum-height av-minimum-height-custom av-height-custom  container_wrap fullsize'  data-section-bg-repeat='stretch' data-av_minimum_height_px='300'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' style='height:300px'><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1780'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-47f0bjo-92f4129b419df1b0df1629854f79143c\">\n#top .av-special-heading.av-47f0bjo-92f4129b419df1b0df1629854f79143c{\npadding-bottom:0;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-47f0bjo-92f4129b419df1b0df1629854f79143c .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-47f0bjo-92f4129b419df1b0df1629854f79143c .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-47f0bjo-92f4129b419df1b0df1629854f79143c .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-47f0bjo-92f4129b419df1b0df1629854f79143c av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-1  avia-builder-el-no-sibling'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Financial inclusion of refugees<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='av-layout-grid-1'  class='av-layout-grid-container av-ezv1v8-821aac1ce2584b21f6fe17ede5be68cc entry-content-wrapper main_color av-flex-cells av-break-at-tablet  avia-builder-el-2  el_after_av_section  el_before_av_section  colonnes-deux-mobiles grid-row-not-first  container_wrap fullsize'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-440gvtg-22f20b510b1391daf5959b860e7ce128\">\n.flex_cell.av-440gvtg-22f20b510b1391daf5959b860e7ce128{\nvertical-align:top;\nbackground-color:#f5f5f5;\n}\n<\/style>\n<div class='flex_cell av-440gvtg-22f20b510b1391daf5959b860e7ce128 av-gridrow-cell av_one_fourth no_margin  avia-builder-el-3  el_before_av_cell_one_half  avia-builder-el-first  colonnes-deux-mobiles content-align-top'  ><div class='flex_cell_inner'><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-435h9s4-bea83a48a6b300438716ccf832e23b8c\">\n.flex_cell.av-435h9s4-bea83a48a6b300438716ccf832e23b8c{\nvertical-align:top;\nbackground-color:#f5f5f5;\n}\n<\/style>\n<div class='flex_cell av-435h9s4-bea83a48a6b300438716ccf832e23b8c av-gridrow-cell av_one_half no_margin  avia-builder-el-4  el_after_av_cell_one_fourth  el_before_av_cell_one_fourth  content-align-top'  ><div class='flex_cell_inner'><p><div  class='flex_column av-407fbsk-a847aacc2495511dfcfec05db2f0378c av_one_third  avia-builder-el-5  el_before_av_one_third  avia-builder-el-first  colonnes-deux-mobiles first flex_column_div'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3yoe8ck-7bae6343d8cc08f47eac61b1f891046c\">\n.avia-animated-number.av-3yoe8ck-7bae6343d8cc08f47eac61b1f891046c .avia-animated-number-icon.avia-svg-icon svg:first-child{\nfill:#80afad;\nstroke:#80afad;\n}\n#top .avia-animated-number.av-3yoe8ck-7bae6343d8cc08f47eac61b1f891046c .avia-animated-number-title{\ncolor:#80afad;\n}\n#top .avia-animated-number.av-3yoe8ck-7bae6343d8cc08f47eac61b1f891046c .avia-animated-number-content{\ncolor:#80afad;\n}\n<\/style>\n<div  class=\"avia-animated-number av-3yoe8ck-7bae6343d8cc08f47eac61b1f891046c av-force-default-color avia_animate_when_visible  avia-builder-el-6  avia-builder-el-no-sibling  avia-color-font-custom\" data-timer=\"3000\"><strong class=\"heading avia-animated-number-title\"><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"3\" data-start_from=\"0\">3<\/span><\/strong><div class=\"avia-animated-number-content\"><p>microfinance institutions<\/p>\n<\/div><\/div><\/div><div  class='flex_column av-3xgwaw4-144e31c1e5e5005735f81ee2526d507f av_one_third  avia-builder-el-7  el_after_av_one_third  el_before_av_one_third  colonnes-deux-mobiles flex_column_div'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3wb8lp0-67ed99a7d87f86ec1cea1d52d1320368\">\n.avia-animated-number.av-3wb8lp0-67ed99a7d87f86ec1cea1d52d1320368 .avia-animated-number-icon.avia-svg-icon svg:first-child{\nfill:#80afad;\nstroke:#80afad;\n}\n#top .avia-animated-number.av-3wb8lp0-67ed99a7d87f86ec1cea1d52d1320368 .avia-animated-number-title{\ncolor:#80afad;\n}\n#top .avia-animated-number.av-3wb8lp0-67ed99a7d87f86ec1cea1d52d1320368 .avia-animated-number-content{\ncolor:#80afad;\n}\n<\/style>\n<div  class=\"avia-animated-number av-3wb8lp0-67ed99a7d87f86ec1cea1d52d1320368 av-force-default-color avia_animate_when_visible  avia-builder-el-8  avia-builder-el-no-sibling  avia-color-font-custom\" data-timer=\"3000\"><strong class=\"heading avia-animated-number-title\"><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"2\" data-start_from=\"0\">2<\/span><span class=\"avia-no-number\">,<\/span><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"5\" data-start_from=\"0\">5<\/span><span class=\"avia-no-number\">M\u20ac<\/span><\/strong><div class=\"avia-animated-number-content\"><p>grants for technical assistance<\/p>\n<\/div><\/div><\/div><div  class='flex_column av-3tylemc-f38e9f18ebfc4f15ea615d9cc06d622e av_one_third  avia-builder-el-9  el_after_av_one_third  el_before_av_hr  colonnes-deux-mobiles flex_column_div'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3sg1110-a219301351884c629f54ccd68b93f7e5\">\n.avia-animated-number.av-3sg1110-a219301351884c629f54ccd68b93f7e5 .avia-animated-number-icon.avia-svg-icon svg:first-child{\nfill:#80afad;\nstroke:#80afad;\n}\n#top .avia-animated-number.av-3sg1110-a219301351884c629f54ccd68b93f7e5 .avia-animated-number-title{\ncolor:#80afad;\n}\n#top .avia-animated-number.av-3sg1110-a219301351884c629f54ccd68b93f7e5 .avia-animated-number-content{\ncolor:#80afad;\n}\n<\/style>\n<div  class=\"avia-animated-number av-3sg1110-a219301351884c629f54ccd68b93f7e5 av-force-default-color avia_animate_when_visible  avia-builder-el-10  avia-builder-el-no-sibling  avia-color-font-custom\" data-timer=\"3000\"><strong class=\"heading avia-animated-number-title\"><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"100\" data-start_from=\"0\">100<\/span><span class=\"avia-no-number\"> <\/span><span class=\"avia-single-number __av-single-number\" data-number_format=\"\" data-number=\"000\" data-start_from=\"0\">000<\/span><\/strong><div class=\"avia-animated-number-content\"><p>refugees and host communities benefiting in 2022<\/p>\n<\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3r0kj7o-604269e60ad4b08ba30313e905fc7f2b\">\n#top .hr.av-3r0kj7o-604269e60ad4b08ba30313e905fc7f2b{\nmargin-top:10px;\nmargin-bottom:10px;\n}\n.hr.av-3r0kj7o-604269e60ad4b08ba30313e905fc7f2b 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avia-no-border-styling  avia-builder-el-13  el_after_av_layout_row  el_before_av_section  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1780'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-any9ok-2ea1913ca0f9dd63c36170d0862c9d3f sc-av_one_half av-mobile-columns-flex av-columns-reverse av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-any9ok-2ea1913ca0f9dd63c36170d0862c9d3f\">\n.flex_column.av-any9ok-2ea1913ca0f9dd63c36170d0862c9d3f{\nwidth:48.5%;\nmargin-left:0;\npadding:30px 30px 30px 30px;\nbackground:url(https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2025\/05\/refugies-en-ouganda.jpg) 50% 50% no-repeat scroll #006048;\n}\n#top .flex_column_table.av-equal-height-column-flextable.av-any9ok-2ea1913ca0f9dd63c36170d0862c9d3f .av-flex-placeholder{\nwidth:3%;\n}\n<\/style>\n<div  id=\"colonne-bande-verte-haut-sans-opacite\"  class='flex_column av-any9ok-2ea1913ca0f9dd63c36170d0862c9d3f av_one_half  avia-builder-el-14  el_before_av_one_half  avia-builder-el-first  colonne-bande-verte-haut-sans-opacite first flex_column_table_cell av-equal-height-column av-align-middle avia-full-stretch'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2xr8v6s-a8881a06e1c1ef7ec46428e380bd5f08\">\n.avia-image-container.av-2xr8v6s-a8881a06e1c1ef7ec46428e380bd5f08 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-2xr8v6s-a8881a06e1c1ef7ec46428e380bd5f08 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-2xr8v6s-a8881a06e1c1ef7ec46428e380bd5f08 av-styling- avia-align-center  avia-builder-el-15  avia-builder-el-no-sibling'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-24516 avia-img-lazy-loading-not-24516 avia_image' src=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en.png\" alt='' title='empty'  height=\"1030\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en.png 1920w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-300x169.png 300w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-1030x579.png 1030w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-768x432.png 768w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-1536x864.png 1536w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-18x10.png 18w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-1500x844.png 1500w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-705x397.png 705w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-178x100.png 178w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2v51vkk-da9337c0d23f5b243db4f1191bd1ba72\">\n.flex_column.av-2v51vkk-da9337c0d23f5b243db4f1191bd1ba72{\nwidth:48.5%;\nmargin-left:0;\npadding:30px 30px 30px 30px;\nbackground-color:#f5f5f5;\n}\n#top .flex_column_table.av-equal-height-column-flextable.av-2v51vkk-da9337c0d23f5b243db4f1191bd1ba72 .av-flex-placeholder{\nwidth:3%;\n}\n<\/style>\n<div  class='flex_column av-2v51vkk-da9337c0d23f5b243db4f1191bd1ba72 av_one_half  avia-builder-el-16  el_after_av_one_half  avia-builder-el-last  colonne-bande-rouge-haut flex_column_table_cell av-equal-height-column av-align-middle'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2hj7pbo-39346437241a1e4411f5bb46d3f90580\">\n#top .av-special-heading.av-2hj7pbo-39346437241a1e4411f5bb46d3f90580{\npadding-bottom:10px;\ncolor:#d42831;\n}\nbody .av-special-heading.av-2hj7pbo-39346437241a1e4411f5bb46d3f90580 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-2hj7pbo-39346437241a1e4411f5bb46d3f90580 .special-heading-inner-border{\nborder-color:#d42831;\n}\n.av-special-heading.av-2hj7pbo-39346437241a1e4411f5bb46d3f90580 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-2hj7pbo-39346437241a1e4411f5bb46d3f90580 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-17  el_before_av_textblock  avia-builder-el-first'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Financial inclusion of refugees<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2rjl62s-bc1c98d5b6709fe4bf75f84f0e3c9810\">\n#top .av_textblock_section.av-2rjl62s-bc1c98d5b6709fe4bf75f84f0e3c9810 .avia_textblock{\ncolor:#008b88;\n}\n<\/style>\n<section  class='av_textblock_section av-2rjl62s-bc1c98d5b6709fe4bf75f84f0e3c9810'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\">The Grameen Cr\u00e9dit Agricole Foundation, the United Nations High Commissioner for Refugees (UNHCR), and the Swedish International Development Cooperation Agency (Sida) have joined forces to develop a program that promotes access to credit for refugees and host communities. The Foundation is responsible for managing technical assistance and supporting MFIs to develop a range of products and services tailored to refugee populations.<img decoding=\"async\" class=\"aligncenter wp-image-3266\" src=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2020\/03\/Section-AT-Programme-Refugies-logos-300x60.png\" alt=\"\" width=\"208\" height=\"35\" \/><\/p>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_3'  class='avia-section av-2lbfgtg-485119a96f9ad0bf9d8c0828e3d44753 main_color avia-section-default avia-no-border-styling  avia-builder-el-19  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1780'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-2jtro2c-70df4101feb6d555a85ffa22c5f90855 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2jtro2c-70df4101feb6d555a85ffa22c5f90855\">\n.flex_column.av-2jtro2c-70df4101feb6d555a85ffa22c5f90855{\nwidth:48.5%;\nmargin-left:0;\npadding:30px 30px 30px 30px;\nbackground-color:#f5f5f5;\n}\n#top .flex_column_table.av-equal-height-column-flextable.av-2jtro2c-70df4101feb6d555a85ffa22c5f90855 .av-flex-placeholder{\nwidth:3%;\n}\n<\/style>\n<div  class='flex_column av-2jtro2c-70df4101feb6d555a85ffa22c5f90855 av_one_half  avia-builder-el-20  el_before_av_one_half  avia-builder-el-first  colonne-bande-rouge-haut first flex_column_table_cell av-equal-height-column av-align-middle'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_heading-0ec86fe2e76b2b4718fe515428a7bce5\">\n#top .av-special-heading.av-av_heading-0ec86fe2e76b2b4718fe515428a7bce5{\npadding-bottom:10px;\ncolor:#d42831;\n}\nbody .av-special-heading.av-av_heading-0ec86fe2e76b2b4718fe515428a7bce5 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-av_heading-0ec86fe2e76b2b4718fe515428a7bce5 .special-heading-inner-border{\nborder-color:#d42831;\n}\n.av-special-heading.av-av_heading-0ec86fe2e76b2b4718fe515428a7bce5 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-av_heading-0ec86fe2e76b2b4718fe515428a7bce5 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-21  el_before_av_textblock  avia-builder-el-first'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  > Financial needs of refugees report<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2gs8jwk-c2a998d35de9cab3d22556bc2e2087bd\">\n#top .av_textblock_section.av-2gs8jwk-c2a998d35de9cab3d22556bc2e2087bd .avia_textblock{\ncolor:#008b88;\n}\n<\/style>\n<section  class='av_textblock_section av-2gs8jwk-c2a998d35de9cab3d22556bc2e2087bd'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><p style=\"text-align: center;\">In Uganda, despite a well-structured refugee reception policy that promotes their integration, employment opportunities are limited. Approximately 1.5 million refugees currently live in the country, mostly concentrated in rural areas, where the challenges of finding employment and accessing financing are even greater. It was in these contexts that the program&#039;s first study was conducted. Beyond assessing refugees&#039; financial needs, the study identified avenues for further work to better address them.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2feo02s-81dd6891f3f426bf0191b2305f5e43f3\">\n#top .hr.hr-invisible.av-2feo02s-81dd6891f3f426bf0191b2305f5e43f3{\nheight:30px;\n}\n<\/style>\n<div  class='hr av-2feo02s-81dd6891f3f426bf0191b2305f5e43f3 hr-invisible  avia-builder-el-23  el_after_av_textblock  el_before_av_buttonrow'><span class='hr-inner'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-buttonrow-wrap av-4s70yc-c356cad6e7db2513fc1351e234c4edb0 avia-buttonrow-right  avia-builder-el-24  el_after_av_hr  avia-builder-el-last  bouton-style-standard'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-32pdlg-c827cab6ed1b5df567bb982460e71d4b\">\n#top #wrap_all .avia-button.av-32pdlg-c827cab6ed1b5df567bb982460e71d4b{\nmargin-bottom:5px;\nmargin-left:5px;\n}\n<\/style>\n<a href='https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2020\/06\/GCAF-Refugee-market-assessment-Uganda-EXECUTIVE-SUMMARY.pdf'  class='avia-button av-32pdlg-c827cab6ed1b5df567bb982460e71d4b avia-icon_select-no avia-size-small avia-color-theme-color'   aria-label=\"Download\"><span class='avia_iconbox_title' >Download<\/span><\/a>\n<\/div><\/p><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-29xt0wk-6d5f02a67352263d806c0720f892fd69\">\n.flex_column.av-29xt0wk-6d5f02a67352263d806c0720f892fd69{\nwidth:48.5%;\nmargin-left:0;\npadding:30px 30px 30px 30px;\nbackground:url(https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2025\/05\/refugies-en-ouganda-2.jpg) 50% 50% no-repeat scroll #006048;\n}\n#top .flex_column_table.av-equal-height-column-flextable.av-29xt0wk-6d5f02a67352263d806c0720f892fd69 .av-flex-placeholder{\nwidth:3%;\n}\n<\/style>\n<div  id=\"colonne-bande-verte-haut-sans-opacite\"  class='flex_column av-29xt0wk-6d5f02a67352263d806c0720f892fd69 av_one_half  avia-builder-el-25  el_after_av_one_half  avia-builder-el-last  colonne-bande-verte-haut-sans-opacite flex_column_table_cell av-equal-height-column av-align-middle avia-full-stretch'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-28cjzdg-4d6089795678885289daede1a1bba994\">\n.avia-image-container.av-28cjzdg-4d6089795678885289daede1a1bba994 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-28cjzdg-4d6089795678885289daede1a1bba994 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-28cjzdg-4d6089795678885289daede1a1bba994 av-styling- avia-align-center  avia-builder-el-26  avia-builder-el-no-sibling'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-24516 avia-img-lazy-loading-not-24516 avia_image' src=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en.png\" alt='' title='empty'  height=\"1030\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en.png 1920w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-300x169.png 300w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-1030x579.png 1030w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-768x432.png 768w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-1536x864.png 1536w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-18x10.png 18w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-1500x844.png 1500w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-705x397.png 705w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/03\/affiche-roshaneh-zafar-en-178x100.png 178w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose: 1 --><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_4'  class='avia-section av-2704sqs-2c9e997a037ebace7de2e77530f08a64 main_color avia-section-default avia-no-border-styling  avia-builder-el-27  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-1780'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-25j3pw4-1c84c4605de7926b23c0fee5b9548b2c sc-av_one_half av-mobile-columns-flex av-columns-reverse av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-25j3pw4-1c84c4605de7926b23c0fee5b9548b2c\">\n.flex_column.av-25j3pw4-1c84c4605de7926b23c0fee5b9548b2c{\nwidth:48.5%;\nmargin-left:0;\npadding:30px 30px 30px 30px;\nbackground:url(https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2025\/05\/refugies-en-ouganda-3.jpg) 0% 50% no-repeat scroll #006048;\n}\n#top .flex_column_table.av-equal-height-column-flextable.av-25j3pw4-1c84c4605de7926b23c0fee5b9548b2c .av-flex-placeholder{\nwidth:3%;\n}\n<\/style>\n<div  id=\"colonne-bande-verte-haut-sans-opacite\"  class='flex_column av-25j3pw4-1c84c4605de7926b23c0fee5b9548b2c av_one_half  avia-builder-el-28  el_before_av_one_half  avia-builder-el-first  colonne-bande-verte-haut-sans-opacite first flex_column_table_cell av-equal-height-column av-align-middle avia-full-stretch'     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-232wzro-c12cdc5040c05e0b826b1cfdfb5b1ee4\">\n.avia-image-container.av-232wzro-c12cdc5040c05e0b826b1cfdfb5b1ee4 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-232wzro-c12cdc5040c05e0b826b1cfdfb5b1ee4 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  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30px 30px 30px;\nbackground-color:#f5f5f5;\n}\n#top .flex_column_table.av-equal-height-column-flextable.av-2154k8k-9d85150227d82e212cd0a220883cb899 .av-flex-placeholder{\nwidth:3%;\n}\n<\/style>\n<div  class='flex_column av-2154k8k-9d85150227d82e212cd0a220883cb899 av_one_half  avia-builder-el-30  el_after_av_one_half  avia-builder-el-last  colonne-bande-rouge-haut flex_column_table_cell av-equal-height-column av-align-middle'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1zuegok-b36d38adb668b85e9af19dafcf9e25af\">\n#top .av-special-heading.av-1zuegok-b36d38adb668b85e9af19dafcf9e25af{\npadding-bottom:10px;\ncolor:#d42831;\n}\nbody .av-special-heading.av-1zuegok-b36d38adb668b85e9af19dafcf9e25af .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-1zuegok-b36d38adb668b85e9af19dafcf9e25af .special-heading-inner-border{\nborder-color:#d42831;\n}\n.av-special-heading.av-1zuegok-b36d38adb668b85e9af19dafcf9e25af .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-1zuegok-b36d38adb668b85e9af19dafcf9e25af av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-31  el_before_av_textblock  avia-builder-el-first'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >ILO Social Finance Note<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1xxm1g4-4980885a3f9215064cf00503d24d6ee8\">\n#top .av_textblock_section.av-1xxm1g4-4980885a3f9215064cf00503d24d6ee8 .avia_textblock{\ncolor:#008b88;\n}\n<\/style>\n<section  class='av_textblock_section av-1xxm1g4-4980885a3f9215064cf00503d24d6ee8'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><div class=\"col-md-6 pr-3 pl-3 flex-column d-flex sans-photo fading_fx\" style=\"text-align: center;\">In its new brief, the ILO documented the experiences of several financial service providers (FSPs) working with refugees, including the Uganda Agency for Development Limited (UGAFODE), a partner of the Foundation, which opened a mini-branch in the Nakivale refugee camp in Uganda. This project is part of a program to promote the financial inclusion of refugees launched by the United Nations High Commissioner for Refugees (UNHCR), the Swedish International Development Cooperation Agency (Sida), and the Grameen Cr\u00e9dit Agricole Foundation.<\/div>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1wbf4s4-c2ee1a9e5b9832417e9b4da89cd26f3c\">\n#top .hr.hr-invisible.av-1wbf4s4-c2ee1a9e5b9832417e9b4da89cd26f3c{\nheight:30px;\n}\n<\/style>\n<div  class='hr av-1wbf4s4-c2ee1a9e5b9832417e9b4da89cd26f3c hr-invisible  avia-builder-el-33  el_after_av_textblock  el_before_av_buttonrow'><span class='hr-inner'><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<div  class='avia-buttonrow-wrap av-2dj3ax0-a8854cf7335abb830d1769c40ab96f9a avia-buttonrow-right  avia-builder-el-34  el_after_av_hr  avia-builder-el-last  bouton-style-standard'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2ba32ck-32935901a2005a00ece8d5794f31f0de\">\n#top #wrap_all .avia-button.av-2ba32ck-32935901a2005a00ece8d5794f31f0de{\nmargin-bottom:5px;\nmargin-left:5px;\n}\n<\/style>\n<a href='https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2022\/02\/Social-Finance-Brief-ILO-Ugfode.pdf'  class='avia-button av-2ba32ck-32935901a2005a00ece8d5794f31f0de avia-icon_select-no avia-size-small avia-color-theme-color'   aria-label=\"Download\"><span class='avia_iconbox_title' >Download<\/span><\/a>\n<\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":12,"featured_media":0,"parent":1005,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1780","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Inclusion financi\u00e8re des r\u00e9fugi\u00e9s - Fondation Grameen Cr\u00e9dit-Agricole<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gca-foundation.org\/en\/nos-solutions\/assistance-technique\/inclusion-financiere-des-refugies\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inclusion financi\u00e8re des r\u00e9fugi\u00e9s - Fondation Grameen Cr\u00e9dit-Agricole\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.gca-foundation.org\/en\/nos-solutions\/assistance-technique\/inclusion-financiere-des-refugies\/\" \/>\n<meta property=\"og:site_name\" content=\"Fondation Grameen Cr\u00e9dit-Agricole\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-14T14:24:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2020\/03\/Section-AT-Programme-Refugies-logos-300x60.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.gca-foundation.org\\\/nos-solutions\\\/assistance-technique\\\/inclusion-financiere-des-refugies\\\/\",\"url\":\"https:\\\/\\\/www.gca-foundation.org\\\/nos-solutions\\\/assistance-technique\\\/inclusion-financiere-des-refugies\\\/\",\"name\":\"Inclusion financi\u00e8re des r\u00e9fugi\u00e9s - Fondation Grameen Cr\u00e9dit-Agricole\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.gca-foundation.org\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.gca-foundation.org\\\/nos-solutions\\\/assistance-technique\\\/inclusion-financiere-des-refugies\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.gca-foundation.org\\\/nos-solutions\\\/assistance-technique\\\/inclusion-financiere-des-refugies\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.gca-foundation.org\\\/wp-content\\\/uploads\\\/2020\\\/03\\\/Section-AT-Programme-Refugies-logos-300x60.png\",\"datePublished\":\"2020-02-11T17:07:40+00:00\",\"dateModified\":\"2025-05-14T14:24:36+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.gca-foundation.org\\\/nos-solutions\\\/assistance-technique\\\/inclusion-financiere-des-refugies\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.gca-foundation.org\\\/nos-solutions\\\/assistance-technique\\\/inclusion-financiere-des-refugies\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/www.gca-foundation.org\\\/nos-solutions\\\/assistance-technique\\\/inclusion-financiere-des-refugies\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.gca-foundation.org\\\/wp-content\\\/uploads\\\/2020\\\/03\\\/Section-AT-Programme-Refugies-logos-300x60.png\",\"contentUrl\":\"https:\\\/\\\/www.gca-foundation.org\\\/wp-content\\\/uploads\\\/2020\\\/03\\\/Section-AT-Programme-Refugies-logos-300x60.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.gca-foundation.org\\\/nos-solutions\\\/assistance-technique\\\/inclusion-financiere-des-refugies\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.gca-foundation.org\\\/accueil\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Nos solutions\",\"item\":\"https:\\\/\\\/www.gca-foundation.org\\\/en\\\/nos-solutions\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assistance technique\",\"item\":\"https:\\\/\\\/www.gca-foundation.org\\\/nos-solutions\\\/assistance-technique\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Inclusion financi\u00e8re des r\u00e9fugi\u00e9s\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.gca-foundation.org\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.gca-foundation.org\\\/en\\\/\",\"name\":\"Fondation Grameen Cr\u00e9dit-Agricole\",\"description\":\"Microfinance &amp; 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