{"id":30335,"date":"2026-06-25T16:57:37","date_gmt":"2026-06-25T14:57:37","guid":{"rendered":"https:\/\/www.gca-foundation.org\/?page_id=30335"},"modified":"2026-06-29T11:11:35","modified_gmt":"2026-06-29T09:11:35","slug":"lenjeu-du-financement","status":"publish","type":"page","link":"https:\/\/www.gca-foundation.org\/en\/2026-annee-internationale-des-agricultrices\/lenjeu-du-financement\/","title":{"rendered":"The issue of funding"},"content":{"rendered":"<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3xnoql-3a2e1697bbb89c5f9efd56b4abc5de53\">\n.avia-section.av-3xnoql-3a2e1697bbb89c5f9efd56b4abc5de53{\nbackground-color:#008b88;\nbackground-image:url(https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2020\/03\/C\u00f4te-dIvoire_Advans-CI-Philippe-Lissac-recadr\u00e9-1-scaled-e1584112822657.jpg);\nbackground-repeat:no-repeat;\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n.avia-section.av-3xnoql-3a2e1697bbb89c5f9efd56b4abc5de53 .av-section-color-overlay{\nopacity:0.5;\nbackground-color:#008b88;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-3xnoql-3a2e1697bbb89c5f9efd56b4abc5de53 main_color avia-section-small avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  titre-page-header avia-full-stretch avia-bg-style-scroll av-section-color-overlay-active av-minimum-height av-minimum-height-custom av-height-custom  container_wrap fullsize'  data-section-bg-repeat='stretch' data-av_minimum_height_px='300'><div class=\"av-section-color-overlay-wrap\"><div class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' style='height:300px'><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-30335'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mqtmorcg-9d71e3e6963333dd56803c166928b3cc\">\n.avia-image-container.av-mqtmorcg-9d71e3e6963333dd56803c166928b3cc img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mqtmorcg-9d71e3e6963333dd56803c166928b3cc .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mqtmorcg-9d71e3e6963333dd56803c166928b3cc av-styling- avia-align-center  avia-builder-el-1  el_before_av_heading  avia-builder-el-first'   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-30279 avia-img-lazy-loading-not-30279 avia_image' src=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/06\/uf1bkdm-iywf2026-h-col-en.jpg\" alt='' title='UF1BKY9 IYWF2026_H_Col_FR'  height=\"113\" width=\"300\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/06\/uf1bkdm-iywf2026-h-col-en.jpg 908w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/06\/uf1bkdm-iywf2026-h-col-en-300x113.jpg 300w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/06\/uf1bkdm-iywf2026-h-col-en-768x288.jpg 768w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/06\/uf1bkdm-iywf2026-h-col-en-18x7.jpg 18w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/06\/uf1bkdm-iywf2026-h-col-en-705x265.jpg 705w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/06\/uf1bkdm-iywf2026-h-col-en-266x100.jpg 266w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b3425-ef997dd62409a9840b3c7bb74286eb01\">\n#top .av-special-heading.av-b3425-ef997dd62409a9840b3c7bb74286eb01{\npadding-bottom:0;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-b3425-ef997dd62409a9840b3c7bb74286eb01 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-b3425-ef997dd62409a9840b3c7bb74286eb01 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-b3425-ef997dd62409a9840b3c7bb74286eb01 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-b3425-ef997dd62409a9840b3c7bb74286eb01 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-2  el_after_av_image  avia-builder-el-last'><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >The issue of funding<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='av_section_2'  class='avia-section av-12tkqhp-95917b64bca54ce366b10761d58fc824 main_color avia-section-default avia-no-border-styling  avia-builder-el-3  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-30335'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-11pfwlp-30d96e51a7c2f3c604bce00260fe9cff sc-av_one_half av-mobile-columns-flex av-columns-reverse av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11pfwlp-30d96e51a7c2f3c604bce00260fe9cff\">\n.flex_column.av-11pfwlp-30d96e51a7c2f3c604bce00260fe9cff{\nwidth:48.5%;\nmargin-left:0;\npadding:30px 30px 30px 30px;\nbackground:url(https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2026\/06\/annapurna41.jpg) 50% 50% no-repeat scroll #006048;\n}\n#top .flex_column_table.av-equal-height-column-flextable.av-11pfwlp-30d96e51a7c2f3c604bce00260fe9cff 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class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-24516 avia-img-lazy-loading-not-24516 avia_image' src=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2025\/01\/vide-1030x1030.png\" alt='' title='empty'  height=\"1030\" width=\"1030\"  itemprop=\"thumbnailUrl\" srcset=\"\" sizes=\"(max-width: 1030px) 100vw, 1030px\" data-srcset=\"\" \/><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-sxz60d-1c8fc81f4736fafeff47aba3a1cda6a6\">\n.flex_column.av-sxz60d-1c8fc81f4736fafeff47aba3a1cda6a6{\nwidth:48.5%;\nmargin-left:0;\npadding:30px 30px 30px 30px;\nbackground-color:#f5f5f5;\n}\n#top .flex_column_table.av-equal-height-column-flextable.av-sxz60d-1c8fc81f4736fafeff47aba3a1cda6a6 .av-flex-placeholder{\nwidth:3%;\n}\n<\/style>\n<div  class='flex_column av-sxz60d-1c8fc81f4736fafeff47aba3a1cda6a6 av_one_half  avia-builder-el-6  el_after_av_one_half  avia-builder-el-last  colonne-bande-rouge-haut flex_column_table_cell av-equal-height-column av-align-middle'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ri5631-8268ba5aad5849d37809eef8362bcb62\">\n#top .av-special-heading.av-ri5631-8268ba5aad5849d37809eef8362bcb62{\npadding-bottom:10px;\ncolor:#d42831;\n}\nbody .av-special-heading.av-ri5631-8268ba5aad5849d37809eef8362bcb62 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-ri5631-8268ba5aad5849d37809eef8362bcb62 .special-heading-inner-border{\nborder-color:#d42831;\n}\n.av-special-heading.av-ri5631-8268ba5aad5849d37809eef8362bcb62 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-ri5631-8268ba5aad5849d37809eef8362bcb62 av-special-heading-h3 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-7  el_before_av_textblock  avia-builder-el-first'><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >The issue of funding<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-qavljx-3579be9c250b87921122a294c77108c6\">\n#top .av_textblock_section.av-qavljx-3579be9c250b87921122a294c77108c6 .avia_textblock{\ncolor:#008b88;\n}\n<\/style>\n<section  class='av_textblock_section av-qavljx-3579be9c250b87921122a294c77108c6'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock av_inherit_color'  itemprop=\"text\" ><div class=\"col-md-6 pr-3 pl-3 flex-column d-flex sans-photo fading_fx\" style=\"text-align: left;\">\n<p><em>Access to financing remains one of the biggest obstacles preventing women farmers from unlocking their full potential.<\/em><\/p>\n<p>Traditional financial systems have rarely been designed with rural women in mind. Loan products often require collateral that women do not possess, such as land titles or formal assets. Repayment schedules may not align with agricultural cycles, creating additional pressure during periods of low income. Limited financial literacy and reduced mobility further exacerbate exclusion. Women are often viewed as \u00abhigh-risk\u00bb borrowers, despite evidence that\u2019<strong>They often repay loans better than men<\/strong>. Furthermore, women are disproportionately affected by climate change., <strong>Each day of extreme heat reduced their agricultural yields by 3% more than those of men<\/strong> (FAO, 2023). Result: <strong>742 million women worldwide remain excluded from formal financial services<\/strong> (World Bank, 2025).<\/p>\n<p>Women farmers need financial ecosystems that recognize their realities: products adapted to seasonal cash flows, insurance mechanisms that protect them against shocks, savings opportunities that strengthen resilience, and training that improves both their agricultural and financial capacities.<\/p>\n<\/div>\n<\/div><\/section><\/p><\/div><\/div><!--close column table wrapper. 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