{"id":29931,"date":"2026-03-14T19:59:59","date_gmt":"2026-03-14T18:59:59","guid":{"rendered":"https:\/\/www.gca-foundation.org\/?p=29931"},"modified":"2026-03-14T20:47:02","modified_gmt":"2026-03-14T19:47:02","slug":"quatre-ans-daccompagnement-pour-lassurance-inclusive-2","status":"publish","type":"post","link":"https:\/\/www.gca-foundation.org\/en\/quatre-ans-daccompagnement-pour-lassurance-inclusive-2\/","title":{"rendered":"Four Years of Support for Inclusive Insurance"},"content":{"rendered":"

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How an ambitious program transformed the approach to microinsurance at twelve microfinance institutions.<\/h3>\n

Every year, millions of smallholder farmers in Africa and Asia see their crops devastated by natural disasters. A quarter of adults in low- and middle-income countries have already been affected by such a disaster. For farming households, this reality is not abstract: the loss of income often means the loss of a future.<\/p>\n

Faced with this emergency, how can we protect the most vulnerable? How can we transform microfinance into a shield against climate unpredictability?<\/p>\n

An ambitious program: four years to lay the foundations<\/h4>\n

Between 2021 and 2025, a program funded by Proparco and implemented by the Grameen Cr\u00e9dit Agricole Foundation and the ILO supported twelve microfinance institutions in Africa and Asia to develop microinsurance solutions adapted to populations vulnerable to climate shocks.<\/p>\n

The approach adopted was progressive and structured: raising awareness among teams, providing in-depth technical support, and then offering intensive assistance with the integration of expertise within the institutions. The results speak for themselves: insurance departments created, agricultural products tested, teams trained, and strategic partnerships established.<\/p>\n

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Despite these advances, the path to large-scale inclusive insurance remains fraught with obstacles:<\/p>\n