{"id":3485,"date":"2018-02-19T16:41:18","date_gmt":"2018-02-19T15:41:18","guid":{"rendered":"https:\/\/www.gca-foundation.org\/?p=3485"},"modified":"2020-04-27T13:50:44","modified_gmt":"2020-04-27T11:50:44","slug":"la-finance-digitale-une-arme-contre-lexclusion","status":"publish","type":"post","link":"https:\/\/www.gca-foundation.org\/en\/la-finance-digitale-une-arme-contre-lexclusion\/","title":{"rendered":"Digital finance, a weapon against exclusion?"},"content":{"rendered":"<p><img decoding=\"async\" class=\"aligncenter wp-image-5464 size-full\" src=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2018\/02\/Actu-2018-Article-finance-digitale.jpg\" alt=\"\" width=\"850\" height=\"425\" srcset=\"https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2018\/02\/Actu-2018-Article-finance-digitale.jpg 850w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2018\/02\/Actu-2018-Article-finance-digitale-300x150.jpg 300w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2018\/02\/Actu-2018-Article-finance-digitale-768x384.jpg 768w, https:\/\/www.gca-foundation.org\/wp-content\/uploads\/2018\/02\/Actu-2018-Article-finance-digitale-200x100.jpg 200w\" sizes=\"(max-width: 850px) 100vw, 850px\" \/><\/p>\n<p>Our partner ADA is taking action with the Digital Finance Initiative (DFI), which aims to facilitate and co-finance the implementation of digital solutions by microfinance institutions in 12 sub-Saharan African countries. Covering a period of five years, from 2017 to 2021, this ambitious project will provide fast, affordable, and secure access to banking services.<\/p>\n<h4><span class=\"text-red\">Support in 3 steps<\/span><\/h4>\n<p><span class=\"text-black\">1<sup>e<\/sup> step: initial priority identification workshop<\/span><br \/>\nThe DFI workshop brings together MFI senior executives for a week. It aims to give them a comprehensive overview of the various challenges, opportunities, and constraints posed by new technologies. It provides them with the tools to analyze all possible scenarios for integrating digital technology into their strategy and to assess the expected impacts in technical, operational, financial, and regulatory terms. The goal is for participants to emerge from the workshop with clear ideas about the digital strategy they wish to adopt.<\/p>\n<p><span class=\"text-black\">2<sup>e <\/sup>step: pre-project phase: definition of a digital project<\/span><br \/>\nMFIs wishing to pursue the adventure first have their new project validated by their governance. Then, supported by the ADA manager in charge of the &quot;Digital Finance Initiative&quot; project and local consultants, they can launch their action plan. This plan includes the establishment of specifications, the publication of calls for tenders and the selection of technical service providers, the establishment of a schedule, and finally the drafting of a co-financing file that will be submitted to a selection committee, composed of members of the ADA Board of Directors, Deloitte Digital, POST Luxembourg, and LuxFLAG. The file, if approved, is co-financed by ADA (and possibly other donors) up to \u20ac70% of the investment costs, up to a ceiling of \u20ac100,000.<\/p>\n<p><span class=\"text-black\">3<sup>e<\/sup> stage: pilot phase: implementation of the digital project<\/span><br \/>\nOnce the Committee has accepted the application, the project can begin to be implemented with a pilot project involving one or two branches. At this stage, ADA offers the MFI financial support, as well as assistance in all areas impacted by the project: redefinition of procedures, training needs for staff and clients, and risk management. Once the testing phase is complete and conclusive, the MFI rolls out the project across the entire network. This is when ADA&#039;s support ends, and the institution is then considered autonomous.<\/p>\n<p>Find the full article <a href=\"https:\/\/www.ada-microfinance.org\/fr\/nos-projets\/fintech-finance-digitale\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a> !<\/p>","protected":false},"excerpt":{"rendered":"<p>Notre partenaire ADA passe \u00e0 l\u2019action avec la \u00a0\u00bb Digital Finance Initiative \u00a0\u00bb\u00a0(ou DFI) qui vise \u00e0 faciliter et cofinancer la mise en place des solutions digitales par les institutions de microfinance dans 12 pays d\u2019Afrique Sub-Saharienne. Couvrant une p\u00e9riode de 5 ans, de 2017 \u00e0 2021, ce projet ambitieux permettra d\u2019offrir un acc\u00e8s aux [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":5464,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"pays-actualite":[],"types-publications-media":[],"class_list":["post-3485","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La finance digitale, une arme contre l\u2019exclusion ? - Fondation Grameen Cr\u00e9dit-Agricole<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.gca-foundation.org\/en\/la-finance-digitale-une-arme-contre-lexclusion\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La finance digitale, une arme contre l\u2019exclusion ? - Fondation Grameen Cr\u00e9dit-Agricole\" \/>\n<meta property=\"og:description\" content=\"Notre partenaire ADA passe \u00e0 l\u2019action avec la \u00a0\u00bb Digital Finance Initiative \u00a0\u00bb\u00a0(ou DFI) qui vise \u00e0 faciliter et cofinancer la mise en place des solutions digitales par les institutions de microfinance dans 12 pays d\u2019Afrique Sub-Saharienne. 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