Study on OXUS female customers in Kyrgyzstan
Grameen Credit-Agricole Foundation OXUS Amankulovo Shirimbubu Woner of 2.5 hectares of sugar beet. She bought beet plants using her 8th loans Zatbek Samamkhan Furnitures shop She belongs on a group Loan of 700,000 tenges To buy stock Interview with her loan officer Lyailiya Bimenova
Measuring the true impact: the experience of 271 women in Kyrgyzstan
As an investment and impact partner of OXUS Kyrgyzstan, we participated in an impact study carried out by the Leonardo firm, conducted in collaboration with local researcher M-Vector. Between November and December 2025, we listened to 271 women borrowers across Kyrgyzstan to measure the real effect of microfinance services on their lives.
Significant progress, but persistent challenges
The results are compelling: 83% of women report improved income and better quality of life, while 78% feel more confident in their financial decisions. However, the study reveals significant challenges: 26% of women face significant vulnerability regarding financial resilience, and 15% of women report being completely excluded from decisions about how their loan is used.
Beyond credit: towards sustainable empowerment
This study illuminates the path forward: beyond credit alone, sustainable transformation requires integrating savings, insurance, and financial education to convert economic gains into genuine empowerment.
➡️ More information here: OKG x GCA x Leonardo Report
