LEGAL NOTICES

Site : https://www.gca-foundation.org

These legal notices apply to the website https://www.gca-foundation.org/ (hereinafter "the Site"). They define the terms of use of the Site as well as the rules relating to the processing of users' personal data. The Site is intended for the French public and/or those located outside of France.

1. WEBSITE PUBLISHER

Company name Grameen Crédit Agricole Microfinance Foundation
Legal status : Foundation under Luxembourg law
Head office : 5 Rue Allée Scheffer 2520 Luxembourg
Registration number G194
Intra-Community VAT number FR81509955019
Publishing Director Philippe GUICHANDUT
Contact : email address info@gca-foundation.org – telephone +33 1 57 72 40 99.

The Publisher's mission is to contribute to the fight against poverty and inequality by promoting financial inclusion, social entrepreneurship and the development of rural economies.

2. WEBSITE HOSTING

The Site is hosted by:

OVH (OVH Group)
2, rue Kellermann – 59100 Roubaix – France
Telephone: 09 72 10 10 07
Website: https://www.ovh.com

3. INTELLECTUAL PROPERTY

The Publisher owns the domain name https://www.gca-foundation.org/.
The Site and all of its elements (texts, photographs, illustrations, logos, videos, trademarks, site maps, software, databases, etc.) constitute works protected by intellectual property law.

Any reproduction, representation, distribution or exploitation, in whole or in part, of the Site or any of its elements, without prior written authorization from the Publisher, is strictly prohibited.

Hyperlinks to the Site may only be created with the prior written authorization of the Publisher. The Publisher disclaims all liability for the content of third-party websites accessible via links that may be present on the Site.

4. PERSONAL DATA

3.1. General Information

Use of the Site may result in the collection and processing of personal data concerning you, in accordance with the General Data Protection Regulation (GDPR) and the amended French Data Protection Act.

The data collected may come from:

from your contact forms; ;
newsletter subscription; ;
of registration in the "Circle of Friends" group; ;
of your browsing (cookies, IP address, pages viewed, etc.).

This data is not transmitted to no commercial company and are used only for the purposes described below.

3.2. Data Collection and Use

Personal data is collected in order to:

to respond to your requests via the contact form; ;
to send you newsletters or information, according to your choice; ;
to compile visitor statistics and improve the Site's operation.

Legal basis for processing
The treatments are carried out on the basis of:

of your consent, for subscribing to the newsletter or using non-essential cookies; ;
of the legitimate interest of the Publisher, to respond to your requests and ensure the proper functioning of the Site (Article 6 of the GDPR).

3.3. Data Retention

The data is stored:

3 years maximum from the last contact for prospects; ;
10 years maximum for members or registered members, when justified by legal obligations; ;
6 months for analytical cookies.

3.4. Cookies

Cookies record information about your browsing activity (pages viewed, date, time, etc.). They do not allow for your direct identification.

In accordance with the recommendations of the CNIL:

The placement of non-essential cookies requires your explicit prior consent ;
You can change your preferences at any time via the banner provided for this purpose.

You can also configure your browser to refuse cookies (Firefox, Chrome, Safari, Edge, Opera).

3.5. Data Recipients

The data collected is intended solely for:

to the Publisher's internal services; ;
to technical service providers (e.g., sending newsletters); ;
to the competent authorities in case of legal obligation.

3.6. Security

The Publisher implements all necessary technical and organizational measures to guarantee the confidentiality and security of your data.

However, since the Internet is an open network, the Publisher cannot guarantee the absolute security of data transmissions.

3.7. Your rights

You have the following rights over your data:

right of access; ;
right of rectification; ;
right to erasure; ;
right to restriction of processing; ;
right to data portability; ;
right to object; ;
right to withdraw your consent at any time; ;
right to define guidelines regarding the fate of your data after your death (in accordance with the amended Data Protection Act).

To exercise your rights:
[Postal address to be completed]
Or
[Contact email address]

The Publisher has a period of’one month to respond to your request, extendable by two months In case of complexity, subject to informing you.

In the event of a complaint, you can contact the CNIL: https://www.cnil.fr – 3 place de Fontenoy, 75007 Paris.

5. RESPONSIBILITY

The Publisher strives to ensure the accuracy and timeliness of the information on the Site, but cannot guarantee its completeness.

The Publisher accepts no liability in the event of:

interruption or inaccessibility of the Site; ;
bugs or errors; ;
damages resulting from the use of the Site; ;
of fraudulent acts by a third party.

6. MODIFICATION OF LEGAL NOTICES

These terms and conditions may be modified at any time. Modifications are applicable as soon as they are published online.

7. APPLICABLE LAW & JURISDICTION

These terms and conditions are governed by French law.
In the event of a dispute, the French courts shall have sole jurisdiction.