6
technical assistance programs
74
missions managed in 2022
4
supported organizations
Financial inclusion in the face of climate change and digital transformation.
In a rapidly changing world, vulnerable populations in emerging countries face a dual challenge: **adapting to climate change** and accessing the opportunities of **digital transformation**. The Grameen Crédit Agricole Foundation is committed to promoting financial inclusion and entrepreneurship among the most vulnerable, with a focus on rural women, as a key lever to address these challenges.
Climate vulnerability and financial exclusion
Fragile territories are directly impacted by the effects of climate change on agriculture and food security, further weakening already precarious rural economies. Limited access to financial services exacerbates this situation, particularly for women and rural populations, who are often excluded from traditional banking systems. Supporting women's entrepreneurship is therefore a key lever for development in these regions.
Digital transformation: opportunity and challenge
The digital revolution is transforming the financial sector in emerging countries, with the rise of mobile payments creating new opportunities for inclusion. This evolution requires rapid adaptation by local financial institutions while posing a risk of digital exclusion for the most vulnerable populations.
Our approach: supporting local partners in these transitions
The Grameen Crédit Agricole Foundation supports microfinance institutions and social impact businesses in their adaptation to this dual challenge, thus strengthening local actors who work directly with vulnerable populations.
Supporting partners in their transformation
Our support targets two essential transitions:
- Climate Transition: We support financial solutions adapted to climate challenges and strengthen the resilience of rural agriculture through targeted climate adaptation programs.
- Digital transformation: We support the modernization of information systems and the development of accessible digital financial services to improve operational efficiency and financial inclusion.
Solutions: A complete range of services
To effectively meet the needs of our partners, we offer:
- Tailored financial solutions: loans, guarantees, equity investments
- Technical assistance to strengthen partners' operational capacities in the face of transitions.
- Comprehensive advice to improve their performance and sustain their impact.